What we do

Fraudscreen helps your organisation to engage with the right customers on the right terms.

About Fraudscreen

Fraudscreen’s purpose is to make it more difficult for people to gain financially by lying.


In the UK, the corrosive effect of financial dishonesty includes losses to companies and public sector agencies. It also has an impact on honest people, who pay higher prices and higher tax. Honest people are treated as if they are dishonest, and are tempted to behave dishonestly just to keep up.

This is not good for any society.

While policy makers face such a moral hazard, Fraudscreen seeks to have an impact and – in the fullness of time – to measure and report upon that impact.

FraudScreen Fraud Detector

Product Offering

Individual


At this level, codes provide information about a particular person and the area in which they live. We make these codes available via a real-time API, in batch files, or through a web portal

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Product Offering

Address


At this level, codes provide information about a single residential or business address

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Product Offering

Geoplus


At this level, codes provide information about a particular area of the UK. The area is defined by a partial postcode which encompasses about 200 households

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Insurer & Insurance Broker

Fraudscreen benefits to the Insurance sector


Fraudscreen can help companies within the insurance sector to effectively price insurance contracts using an applicant’s honesty. Fraudscreen adds an extra dimension to the data enrichment process prior to pricing. This aids optimum pricing and is proving an effective tool in both retaining existing customers and attracting new ones.

Our codes can be used to highlight collection cases with no intent to pay therefore requiring more effective treatment to improve recovery rate. In the same field our services can help to identify claimants who may need further investigation and conversely those where less verification is required.

All this results in increased profitability for insurers.

Credit Provider

Decision making within the Financial Sector


Fraudscreen can add an extra dimension in the financial services sector, enabling companies to make more comprehensive decisions with regards to offering financial products. Intent and honesty can now be assessed and added as component of the usual credit risk evaluation. This brings an extra dimension to the applications assessment, improving bad rates and increasing accept rates.

Additionally, our codes will help to underwrite applications with thin credit files, improving acceptance rates for this increasingly large population.

Finally, our codes invaluable in highlighting collection cases who have previously shown no intent to pay, therefore requiring more effective treatment to improve recovery rate.

Telecom Provider

Fraudscreen can be useful to Telecoms providers throughout the customer lifecycle.


Fraudscreen can add an extra dimension in the telecom sector, enabling companies to make more comprehensive decisions with regards to offering airtime and telecom products. Focus can be put on high risk individuals insuring the appropriate handsets are offered commensurate with risk.

Intent and honesty can now be assessed and added as a component of the usual credit risk evaluation, bringing an extra dimension to the applications assessment, improving bad rates and increasing accept rates.

Our codes can also assist the assessment of thin file applicants, enabling the appropriate hand set to be offered.

Retail Finance

Fraudscreen can be useful to Retail Finance providers throughout the customer lifecycle.


Similar to the Financial sector, Fraudscreen codes enhance the decision that Retail Finance make.

This is particularly beneficial within this sector as Fraudscreen holds related performance information on the performance of individual transactions. This enables intent and honesty to be included within the overall customer decision.

Utilities

Fraudscreen can be useful to Utility providers throughout the customer lifecycle.


Fraudscreen aids Utilities to support the optimum payment method for their customers ensuring this is aligned to their honesty and intent.

Latest News & Blog

Turning Drivers’ Behaviour into Insurance Claim Risk Index

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Turning Drivers’ Behaviour into Insurance Claim Risk Index


The United States has one of the world’s largest automobile markets, second only to China. With 270.4 million registered vehicles as of 2017 on American roads, there are millions of crashes every year. According to the National Highway Traffic Safety, there were an estimated 7 million police-reported motor vehicle crashes in the US in 2016. This led to about 207 million dollars in collision loss in 2016.

Being able to predict the likelihood of a driver filling a claim in the coming months provides the insurer with the ability to adjust premiums and plan the provisions ahead of time.

Applying predictive analytics to insurance claim is nothing new, however we are witnessing a transition from classical, static and general data-based models (driver age, driver license age, car type, etc.) to models based on actual driving-behaviour (sudden braking and other sorts of unusual driving behaviour indicators).

This transition is mainly driven by the emergence of big data frameworks and their ability to manipulate and analyse larger and less structured data sets. This has led some companies to start collecting data related to driving patterns by using the devices installed by insurance companies in the insured person’s car.

While a number of devices exist to monitor, and log data provided by the car, there are large disparities in the quality of the data elements available between older and newer models. Therefore, in a given insurer’s portfolio, a large portion of the collected data may contain much less information and the data is very inhomogeneous. Nevertheless, good data mining techniques and engineering make this data exploitable.

This is the challenge GDS Link faced recently when analysing data from a few insurance companies where different logging devices had been used over a very diverse fleet; the only data fields consistent across all the cars were timestamp, coordinates, speed and distance travelled (odometer data). The challenge of such an analysis resides in the limited number of features available and the frequency difference at which they are collected (from 30 seconds to every few minutes).

Despite this challenge, GDS Link was able to transform the features into a set of attributes defining the profile of the driver. These includes acceleration, routine trips, similar routes, time at which the vehicle is being used, number of trips, driver type (week-end, casual, commuter), route patterns, usual distance travelled and frequency, speeding patterns, etc. These features will help the insurance company to understand the risk level associated with a particular driver.

By combining this data with publicly available data sources we can dive deeper in the analysis of the driver’s behaviour and the conditions under which they operated their vehicles. Including weather data such as sunset/sunrise times, the type of road and the amount of rain that might have fallen on a specific route at a specific date brings another risk dimension to an already rich data set.

Starting from a large raw data set of 123 million records containing only four attributes each, the GDS Link Advanced Analytics team constructed rich drivers’ profiles, with more than 1,200 attributes describing their behaviour patterns and associated risk. The number and granularity of these attributes allow modelling claim insurance probability with a high degree of confidence.

The key to successfully derive predictive analytics from real life scenarios is often more about the data than the sophistication of the algorithm. It is about being creative and being able to extract innovative attributes that reveal the complexity of the data. Only then, modelling algorithms will be able to exploit the full potential of the data and deliver the best predictions.

Serent Capital invests in GDS Link

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Serent Capital invests in GDS Link


28 August 2018Serent Capital, a San Francisco-based private equity firm focused on investing in fast-growing software and services businesses, has made a minority investment in GDS Link, a global provider of credit risk management software for the financial services industry.

GDS Link helps its clients efficiently manage their credit risk strategies while improving their lending and account management efforts. Leveraging its differentiated platform, GDS Link serves traditional and alternative financial service lending through both brick-and-mortar and online channels, marketplace lending for both consumer and small business, point of sale retail finance, credit card, auto, and leasing.

“Since founding GDS Link in 2006, we have built a company that has experienced significant growth, gained market recognition globally and provided the financial services industry with innovative solutions for managing risk,” said Paul Greenwood, president and chief executive officer of GDS Link. “We decided that this was the perfect time for us to bring in a partner, and we believe Serent Capital is the ideal investor to help us accelerate our growth strategy. Serent Capital aligns with GDS Link’s core values, has deep financial technology experience, and brings the resources to bear that will enable continued innovation and unparalleled value to our customers. We’re excited to be working with Serent Capital as we build on the momentum we have created in our business and work to achieve our long-term vision in the years to come.”

“We are thrilled to partner with GDS Link, a global leader and innovator in credit risk management software. GDS has created a unique platform that is now used globally across the financial services landscape,” stated Lance Fenton, Partner at Serent Capital. “We are excited about the opportunity to collaborate with Paul and the experienced team at GDS Link, and we look forward to the company’s continued growth and success.”

Serent’s investment in GDS Link represents its twelfth investment in fin tech and fourth platform in the lending technology market.

GDS Link Webinar: Get Ahead of Your Bad Debt

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GDS Link Webinar: Get Ahead of Your Bad Debt


GDS Link Acquires Fraudscreen

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GDS Link Acquires Fraudscreen


25 January 2018 – GDS Link, a global provider of risk management solutions and consulting for multiple verticals within the financial services industry including marketplace lending, retail finance, alternative financial services, credit card, auto, and business lending and leasing, today announced that it has finalized the acquisition of Fraudscreen, the UK’s leading provider of analytics to identify first-party fraud.

“Fraudscreen is unique in the UK, bringing together diverse data into their products and is a welcomed addition to the software and decisions solutions for which GDS Link has a growing world-wide reputation. We can now provide additional indicators to our clients that look at the intent and honesty of customers at key life cycle decision points” said Paul Greenwood, President and Co-founder of GDS Link.

Andrew Carter, Managing Director of Fraudscreen, welcomed the acquisition and commented that “the transaction provides synergies for both companies which is truly win/win. Being part of a rapidly expanding decision solutions company will enable faster growth for all and more innovative solutions for both Fraudscreen and GDS Link clients.”
For more information about the acquisition, please contact GDS Link at info@gdslink.com or visit www.gdslink.com/contact-us/.

About Fraudscreen
Fraudscreen exists to make it harder for people to gain financially through dishonesty and to make it easier for honest people to be identified and therefore treated accordingly. Fraudscreen operate a closed user group of retail, payments, financial services and insurance information and use this with their bespoke algorithms to identify behaviours. Fraudscreen has a broad customer base ranging from insurance uses at pricing, data enrichment and claims, whilst they add an extra dimension in financial services in credit risk and customer management decisions making more comprehensive decisions possible.

GDS Link – One of the Best and Brightest companies to work for

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GDS Link – One of the Best and Brightest companies to work for


30 November 2017 – GDS Link, a global provider of risk management solutions and consulting for multiple verticals within the financial services industry including marketplace lending, retail finance, alternative financial services, credit card, auto, and business lending and leasing, today announced that it has been selected as one of the Best and Brightest Companies to Work For® in Dallas/Fort Worth.

“Being recognized as one of Dallas/Fort Worth’s Best and Brightest Companies to work for is a tremendous honor and a recognition that everyone at GDS Link is proud of,” said Paul Greenwood, President and Co-founder of GDS Link. “At GDS Link, our success is driven by promoting and fostering a positive company culture that is built upon dedication, transparency and collaboration while being client-focused.”

“Dallas/Fort Worth companies realize that their employees are key to business success. The companies that were selected demonstrated innovative human resource practices. They intentionally keep employee needs at the forefront of their policies,” said Jennifer Kluge, President and CEO of National Association for Business Resources. “We are very impressed by the commitment that they have demonstrated to their employees.”

According to 101 Best & Brightest, an independent research firm evaluates each company’s entry, based on key measures in various categories. They include Compensation, Benefits and Employee Solutions; Employee Enrichment, Engagement and Retention; Employee Education and Development; Recruitment, Selection and Orientation; Employee Achievement and Recognition; Communication and Shared Vision; Diversity and Inclusion; Work-Life Balance; Community Initiatives; and Strategic Company Performance.

GDS Link and other Best and Brightest Companies to Work For® in Dallas/Fort Worth will be recognized on January 22, 2018 at the Dallas Arboretum. For more information on the Workforce Symposium and Awards Luncheon, as well as a complete listing of winning companies, please click here.

About the Best and Brightest Programs

The Best and Brightest Companies to Work For® is a program of the National Association for Business Resources that provides the business community with the opportunity to gain recognition, showcase their best practices and demonstrate why they are an ideal place for employees to work. This national program celebrates those companies that are making better business, creating richer lives and building a stronger community as a whole.

About GDS Link
GDS Link, LLC’s core platform, DataView360®, provides its clients in multiple financial verticals with the power and flexibility to rapidly implement their credit risk strategies in support of their lending and account management practices. GDS Link’s data bureau gateway provides easy access to a multitude of third-party data sources in support of risk assessment, fraud prevention and mitigation, income and employment verification processes. Our workflow component fulfils a client’s requirements for processing applications that require manual intervention. Founded in 2006, GDS Link is headquartered in Dallas, Texas with seven international offices including the United Kingdom and Spain

Contact Us

Fraudscreen Ltd


Fraudscreen Ltd
36 Park Row
Leeds
LS1 5JL
UK

+44 (0)3303 335 903
info@fraudscreen.co.uk

Contact Form

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Legal Identity
  • Registered name: Fraudscreen Limited
  • Registered office: Westgate Point, Westgate, Leeds, West Yorkshire, LS1 2AX
  • Company registered in England and Wales: 4813599
  • VAT registration: 848-7828-62

Terms & Privacy

We respect your right to privacy. Our use of the data you provide in using and accessing this website are detailed in full in our Privacy Policy. We hope that you find the contents of this site useful and informative. In return, we ask that you respect our terms in relation to the content of this website, including downloading files or software, links to other websites, products or services. The full terms are detailed in our Terms & Conditions.

Copyright

We (or our subsidiaries or licensors) own the copyright and all intellectual property rights existing on or within this Website (including but not limited to all database rights, trademarks, registered and unregistered trademarks, service marks and logos). Nothing in the Website shall confer on any person any licence or right with respect to any such intellectual property. Our name may not be used in any way, including in advertising or publicity pertaining to distribution of information without our prior written consent. The images, logos and names on the Website which identify us from time to time are our proprietary marks. Nothing in the Website shall confer on any person any licence or right with respect to any such image, logo or name. You are not permitted to download‚ print‚ redistribute or extract any information from this Website other than for your personal‚ non-commercial use. You are not permitted to reproduce‚ copy, redistribute, modify or in any way change any of the information available on this Website. You may not frame or link to the Website or any part of it without our express written permission. You agree to indemnify and keep indemnified, us, our officers, directors, agents, licensors, successors and assigns against all liabilities, claims, losses, costs, damage and expenses including without limitation legal fees incurred by us should you breach any of the terms of this section (Copyright and other Intellectual Property Rights).

Website Terms

These are the terms and conditions ("Website Terms") which apply to your use of this website ("Website"). Please read them carefully and if you have any questions or issues, please contact us using the details below. By proceeding with access to this Website you are deemed to have accepted both these Website Terms, and our Privacy Policy ("Privacy Policy") and our Cookie Policy ("Cookie Policy"), which are supplemental to our Website Terms and which are available, please go to Privacy Policy » and Cookie Policy. Please note that this Website is intended for use by residents of the United Kingdom whilst in the United Kingdom only. None of the information on this Website constitutes an offer to contract in any country in which it is available including the UK. These Website Terms are in addition to any contract which you may have with us (including without limitation a Member Agreement) and in the event of any conflict between these Website Terms and any other contract with us, the terms and conditions of the other contract shall prevail. These Website Terms may be supplemented by other terms and conditions in relation to particular areas of the Website. If you are using this Website in the course of your employment or on behalf of an organisation, you agree that you are an authorised representative of such organisation.

General

This Website is provided by Fraudscreen Limited "we" or "us" [and our group companies]. This Website may also contain hypertext links to, or information from, websites operated by third parties. Where the Website includes any such information and/or links these are for information purposes only and we make no representation whatsoever about any such link, website or content. Separate terms and conditions may also apply to such websites. We accept no responsibility for the content of or your use of any website which is accessed via a hypertext link from this Website.

Availability and Access

We do not warrant that this Website is free of viruses or technical defects of any description‚ and accept no responsibility for any technical problems arising from your use of this Website. We will endeavour to ensure that this Website is accessible for 24 hours a day but will not be liable if‚ for any reason‚ the Website is unavailable for any time or for any period. We will have the right to suspend access to the Website (or to any part of it) temporarily or permanently and without notice. At any time, access to and use of certain parts of this Website may be restricted to registered users, to which further terms governing access may apply. When applicable, such terms shall be drawn to your attention during the registration process. We may, at our sole discretion refuse to register a user or to provide access to certain parts of the Website to certain users, without providing reasons for doing so.

Information Only Website

The information contained on this Website is provided for information purposes only and cannot be regarded as constituting advice or recommendations (professional or otherwise). We will use reasonable care and skill to ensure that information contained on this Website is accurate at the date of publication. However‚ because of the nature of the internet‚ information on the Website may not always be accurate or complete.

Amendments

We reserve the right to make amendments and changes to the information on the Website and any references to details of products or services, including pricing, are subject to change without notice.

Variation

We reserve the right to make amendments and changes to these Website Terms without notice to you from time to time to reflect changes in market conditions affecting our business, changes in technology, changes in payment methods, changes in relevant laws and regulatory requirements, and any other changes. Any such amendment shall be effective once the revised terms and conditions have been posted on the Website. You shall be responsible for reviewing the terms and conditions of the Website each time you use the Website and we will treat your use of the Website as signifying your acceptance of the terms and conditions applicable at the time you access the Website.

Security

We will take all reasonable steps to ensure that any information you provide (via email or otherwise) as a result of your access to this Website is kept secure‚ but please remember that‚ because of the nature of the internet‚ the security of emails cannot be guaranteed. There is no guarantee that any emails sent will be received by us.

Liability

All warranties, conditions, representations and terms, whether express or implied by statute, common law or otherwise, with respect to this Website and its content, including but not limited to implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy are excluded from these Website Terms to the extent that they may be excluded as a matter of law. Further, we do not warrant that the Website will be uninterrupted or error free or that any defects will be corrected. To the fullest extent permitted by law we shall not be liable (whether in contract or tort, including negligence or breach of duty, or otherwise) for any damage, loss or liability sustained or arising out of or in connection with your use of the Website; Your reliance on or your inability to use the information contained on this Website; or Any failure or performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, worm, Trojan Horse, or system failure, unavailability or suspension to this Website, including, without limitation, loss of profits, loss of income, loss of anticipated savings, loss of revenues, loss of data, loss of goodwill or loss of contracts or business (in each case whether direct or indirect) nor for any indirect, economic, consequential or special loss resulting from whatever cause. To the extent permitted by applicable law, we expressly disclaim all liability howsoever arising whether in contract, tort or otherwise (including, but not limited to, liability for any negligent act or omissions) to any person in respect of any claims or losses of any nature, arising directly or indirectly from: (i) Anything done or the consequences of anything done or omitted to be done wholly or partly in reliance upon the whole or any part of the information of this Website; and (ii) The use of any data or materials on this Website or unauthorised access to this Website or otherwise. We will not be responsible for any breach of these Website Terms caused by circumstances beyond our reasonable control. Nothing in these terms and conditions shall exclude our liability for death or personal injury resulting from our negligence. You shall be liable for and shall indemnify us and/or, where applicable our subsidiaries, officers, directors, agents, licensors, successors and assigns from against any and all claims, actions, liabilities, losses, damages and expenses (including legal expenses) of any kind which arise out of or in connection with, directly or indirectly your breach of these Website Terms.

Copyright and other Intellectual Property Rights

We (or our subsidiaries or licensors) own the copyright and all intellectual property rights existing on or within this Website (including but not limited to all database rights, trademarks, registered and unregistered trademarks, service marks and logos). Nothing in the Website shall confer on any person any licence or right with respect to any such intellectual property. Our name may not be used in any way, including in advertising or publicity pertaining to distribution of information without our prior written consent. The images, logos and names on the Website which identify us from time to time are our proprietary marks. Nothing in the Website shall confer on any person any licence or right with respect to any such image, logo or name. You are not permitted to download‚ print‚ redistribute or extract any information from this Website other than for your personal‚ non-commercial use. You are not permitted to reproduce‚ copy, redistribute, modify or in any way change any of the information available on this Website. You may not frame or link to the Website or any part of it without our express written permission. You agree to indemnify and keep indemnified, us, our officers, directors, agents, licensors, successors and assigns against all liabilities, claims, losses, costs, damage and expenses including without limitation legal fees incurred by us should you breach any of the terms of this section.

Data Protection and Privacy

Fraudscreen Ltd is registered with the UK's Information Commissioner under the Data Protection Act 1998 ("the Act"). Whenever you provide personal information, we are legally obliged to use your information in line with all laws concerning the protection of personal information, including the Act (these laws are referred to collectively in this privacy policy as the "data protection laws"). This website may contain hyperlinks to websites owned and operated by third parties. These third party websites have their own privacy policies, including cookies, and we urge you to review them. They will govern the use of personal information you submit, or which are collected by cookies whilst visiting these websites. We do not accept any responsibility or liability for the privacy practices of such third party websites and your use of them is at your own risk. Additional information regarding the privacy of personal data‚ and the use of cookies is available in our Privacy Policy. You acknowledge and agree to be bound by the terms of our Privacy Policy. If you have any questions or comments about this privacy policy please contacts our data protection officer: Jill Bolli Fraudscreen Ltd (C/O GDS Link) 36 Park Row Leeds LS1 5JL Email: jill.bolli@gdslink.comFraudscreen is committed to safeguarding your personal information when you visit our website. This privacy policy relates to our use of any personal information you provide to us through this website and any other electronic communications networks such as emails. This privacy policy explains the following:
  • what information Fraudscreen may collect about you
  • how Fraudscreen will use information we collect about you
  • when Fraudscreen may use your details to contact you
  • whether Fraudscreen will disclose your details to anyone else
  • your choices and rights regarding the personal information you have provided to us
  • the use of cookies on the Fraudscreen website and how you can reject these cookies.

Communications

Applicable laws may require that certain information or communications be in writing. When using the Website, you accept and agree that communication with us may be electronic. We may contact you by email or provide you with information by posting notices on this Website. For any contractual purposes, you agree to electronic means of communication and you acknowledge that all contracts, notices, information and other communications that we provide to you electronically comply with any legal requirements that such communication be in writing. This provision does not affect your statutory rights.

Severability

If any of these terms and conditions are determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which such terms and conditions are intended to be effective, then to the extent of such illegality, invalidity or unenforceability, in relation to such state or country only, such terms or conditions shall be deleted and severed from these terms and conditions and the remaining terms and conditions shall survive in full force and effect.

Waiver

If we fail at any time to insist upon strict performance of any of your obligations under these Website Terms, or if we fail to exercise any of our rights or remedies to which we are entitled under these Website Terms, this shall not constitute a waiver of such rights or remedies and shall not relieve you from compliance with such obligations.

Entire Agreement

These Website Terms and Privacy Policy set out the whole of our agreement relating to your use of this Website. Nothing said by any employee on our behalf should be understood as a variation of these Website Terms.

Applicable Law

We have established this Website in England. English Law shall govern its use at all times and in the event of a dispute the parties shall irrevocably submit to the exclusive jurisdiction of the English Courts.

Contacting Us

Questions comments and requests are welcomed and should be sent to:info@fraudscreen.co.uk

Cookie Policy

Cookies are text files that contain small amounts of information which are downloaded to your device when you visit a website. Cookies do various jobs, like letting you navigate efficiently between pages and improving your user experience.

Cookies used by our website

Cookies on our website relate to the chat bot. Cookies are used to enable the chat bot on the website and to store the chat history.

Google Analytics

Our website uses Google Analytics, a web analysis service of Google, Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043 USA, www.google.com (“Google Analytics” or “Google”). Google Analytics employs cookies that are stored to your computer in order to facilitate an analysis of your use of the site. The information generated by these cookies, such as time, place and frequency of your visits to our site, including your IP address, is transmitted to Google’s location in the US and stored there. In using Google Analytics our website employs the extension “anonymizeIp”. In doing so, Google abbreviates and thereby anonymizes your IP address before transferring it from EU/EEA member states. Google uses this information to analyse your use of our site, to compile reports for us on internet activity and to provide other services relating to our website. Google may also transfer this information to third parties where required to do so by law or where such third parties process this data on Google’s behalf. Google states that it will in never associate your IP address with other data held by Google. You can prevent cookies from being installed by adjusting the settings on your browser software accordingly. You should be aware, however, that by doing so you may not be able to make full use of all the functions of our website. Google Analytics also offers a deactivation add-on for most current browsers that provides you with more control over what data Google can collect on websites you access. The add-on tells the JavaScript (ga.js) used by Google Analytics not to transmit any information about website visits to Google Analytics. However, the browser deactivation add-on offered by Google Analytics does not prevent information from being transmitted to us or to other web analysis services we may engage. Google Analytics also uses electronic images known as web beacons (sometimes called single pixel gifs) and are used along with cookies to compile aggregated statistics to analyse how our site is used. You can find additional information on how to install the browser add-on referenced above at the following link: https://tools.google.com/dlpage/gaoptout?hl=en. For the cases in which personal data is transferred to the US, Google has self-certified pursuant to the EU-US Privacy Shield (https://www.privacyshield.gov/EU-US-Framework).

Privacy Policy

This website is operated by Fraudscreen Limited [and our group companies] ("we" or "us). By using and visiting our website you accept and agree to be bound by this privacy policy and our Website Terms. We respect the privacy of visitors to our site and recognise that when you choose to provide us with information about yourself, you trust us to act in a responsible manner. That's why we have put a policy in place to protect your personal information. Please read on for more details about our privacy practices.

How we obtain your personal data

At times we may request that you voluntarily supply us with personal information. Generally this information is requested when you request information (such as a White Paper), but we may gather and process information about you in the following ways: Information you provide by filling in forms on the website or if you report a problem with our website. If you contact us, we may keep a record of that correspondence. We may obtain information about you from other sources such as industry publications, colleagues or the public domain. If you apply for a job we will use your information for the purposes of recruitment and selection, corresponding with you and equal opportunities monitoring and may hold your information for up to six months in case other suitable opportunities arise. If you are successful, we will retain the information in accordance with your employment contract and our internal data protection policies, which will be notified to you in the course of the application process. We intend to continue improving the content and function of our website. For this reason, we may monitor customer traffic patterns, site usage and other communications data to help us improve the design and layout of our site and provide content of interest to you.

How we use your personal data

We will use your personal data to provide our customers with our services, information, administration and research. We may keep your information for a reasonable period for these purposes. We may need to share your information with our service providers and agents for these purposes. We may disclose personal data in order to comply with a legal or regulatory obligation. By providing us with your personal data you consent to our processing your data, including sensitive personal data, for the above purposes.

Your rights in relation to personal data which we process relating to you

You have the following rights over the way we process personal data relating to you. We aim to comply without undue delay, and within one month at the latest. To ask for a copy of data we are processing about you and have inaccuracies corrected
  • The Data Protection Act gives you the right to request a copy of the personal information we hold about you and to have any inaccuracies corrected.
  • If you would like a copy or think there might be an error you would like corrected, please contact us either by telephone or email, you will be asked to complete an Information Request Form which should be returned to us with two pieces of approved identification (detailed on the form).
  • We will use reasonable efforts to the extent required by law to supply, correct or delete personal information held about you on our files (and with any third parties it has been disclosed to).
  • Please address questions about this privacy policy to jill.bolli@gdslink.com
To object to us processing data about youYou can ask us to restrict, stop processing, or to delete your personal data if:
  • you consented to Fraudscreen processing the personal data, and have withdrawn that consent;
  • Fraudscreen no longer needs to process that personal data for the reason it was collected;
  • if Fraudscreen is processing that personal data because it is in the public interest or in order to pursue a legitimate interest of Fraudscreen, you don’t agree with that processing, and there is no overriding legitimate interest for us to continue processing it;
  • if the personal data was unlawfully processed;
  • if you need the personal data to be deleted in order to comply with a legal obligation;
  • if the personal data is processed in relation to the offer of a service to a child;
  • in which case, you can let us know by email to jill.bolli@gdslink.com
To obtain a machine readable copy of your personal data, which you can use with another service provider
  • If we are processing data in order to perform our obligations to you, or because you consented, if that processing is carried out by automated means, we will help you to move, copy or transfer your personal data to other IT systems.
  • If you request, Fraudscreen will supply you with the relevant personal data in a format which is readily accessible by most IT systems (CSV format). Where it is technically feasible, you can ask Fraudscreen to send this information directly to another IT system provider if you prefer.
  • To make a request let us know by email to jill.bolli@gdslink.com
To make a complaint to the Information Commissioner’s Office 
  • If you are unhappy with the way Fraudscreen is processing your personal data, please let us know.
Or, if you do not agree with the way we have processed your data or responded to your concerns, an alternative is to submit a complaint to the Information Commissioner’s Office, through their website or by post or live chat. If you send offensive, inappropriate or objectionable content to Fraudscreen.co.uk, or otherwise engage in any disruptive behaviour on Fraudscreen.co.uk, Fraudscreen may process your personal data as might be included in such message to stop such behaviour.
  • We only process personal data in this way for the legitimate interests of ensuring that use of our website is lawful, does not disrupt the operation of our website, does not harass our staff or other individuals, and to enforce our legal rights and to comply with our legal obligations.
  • Where Fraudscreen reasonably believes that you are or may be in breach of any of the laws of England or Wales (for instance, because content you have sent may be defamatory), Fraudscreen may use your personal information to inform relevant third parties such as your email/internet provider or law enforcement agencies about the content.
Fraudscreen will not (and will not allow its website provider to) use the information and/or any statistical analytics tool to track or to collect any personally identifiable information about visitors to our site. We will not associate any data gathered from this site with any personally identifying information from any source. Where Fraudscreen proposes using your personal information for any other uses we will ensure that we notify you first. You will also be given the opportunity to withhold or withdraw your consent for uses other than those listed above. Will Fraudscreen share my personal information with anyone else? We keep your information confidential, but may disclose it to any of our employees, officers, agents, suppliers or subcontractors insofar as it is reasonably necessary for the purposes as set out in this privacy policy. In addition, we may disclose your information to the extent that we are required to do so by law (which may include to government bodies and law enforcement agencies); in connection with any legal proceedings or prospective legal proceedings; and in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention). Except as provided above, we will not provide your information to third parties.

What if I am aged 16 or under?

If you are aged 16 or under, please get your parent/guardian's permission beforehand whenever you provide personal information through the Fraudscreen website. Users without this consent are not allowed to provide us with personal information.

How long will Fraudscreen keep my personal information?

We will hold your personal information on our systems for as long as is necessary for the relevant service, or as otherwise described in this privacy policy.

Security of my personal information

We will take all reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal information.

How do we use your information for marketing?

We may share your information with our business partners for marketing purposes or we may send you information about other organisations' goods and services. We may contact you by mail, telephone, fax, email or other electronic messaging service with offers of products, services or information that may be of interest to you. By providing us with your contact details you consent to being contacted by these methods for these purposes. If you do not wish to receive marketing information from us or our business partners (other than what you have specifically requested via the website) please indicate this on the ["Registration"] form or contact us using the details below.

Changes to Fraudscreen’s privacy policy

This privacy policy may be updated from time to time so you may wish to check it each time you submit personal information through the website. The date of the most recent revisions will appear on this page.

Other Information

You should note that if our business (or any part of it) is sold or transferred at any time, the information we hold may form part of the assets transferred although will still only be used in accordance with this policy unless and until you are notified otherwise.Last updated: May 2018